We compare quotes from multiple A+ rated carriers so you get the best coverage at the most competitive price. From contractors to gas stations, we protect businesses against pollution risks.
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Most general liability policies have broad pollution exclusions. That means if your business causes a spill, release, or contamination event, your GL policy likely won't pay for the cleanup, the property damage, or the bodily injury claims that follow.
Almost any business can trigger a pollution event. Whether you're a contractor working on a job site, a gas station owner with underground tanks, or a manufacturer with chemical processes, pollution liability insurance fills the gap that your general liability policy leaves wide open.
Learn about GL vs. Pollution Liability
Chemical spills & leaks
Storage tanks, equipment, or transport
Asbestos & lead exposure
Renovation, demolition, abatement
Mold contamination
Water damage, HVAC, restoration
Soil & groundwater
Underground tanks, industrial ops
Transportation pollution
Spills during hauling of hazardous materials or waste
We offer a full range of pollution and environmental liability products to match your business needs.
Coverage for general contractors, trade contractors, HVAC, excavation, demolition, painting, and landscaping operations.
Learn MoreFixed-location coverage for auto dealers, chemical facilities, golf courses, manufacturing, healthcare, marinas, and warehouses.
Learn MoreCoverage for underground and aboveground storage tanks at gas stations, oil terminals, schools, hospitals, and commercial properties.
Learn MoreProfessional liability for environmental consulting firms, labs, Phase I/II assessors, air quality consultants, and remedial designers.
Learn MorePackage policies for environmental service providers, remediation contractors, hazmat cleanup, and recycling operations.
Learn MoreHigher limits on top of your primary environmental policy. Follow-form excess for large projects and high-exposure operations.
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Nearly every business class can benefit from environmental coverage. Here are some of the industries we regularly insure.
General Contractors
Gas Stations
Environmental Consultants
Remediation Contractors
Manufacturers
Auto Dealers
Hospitals & Healthcare
Hotels & Motels
Recycling Centers
HVAC & Plumbing
Dry Cleaners
Golf Courses
Marinas
Waste Haulers
Demolition Contractors
Don't see your industry? We likely still have options for you.
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Partner with us to place environmental and pollution liability coverage for your clients. Access multiple A+ rated carriers, earn competitive commissions, and get fast quotes with dedicated underwriting support.
We work with several A+ rated carriers to compare quotes, coverage terms, and pricing so you get the best deal for your specific situation.
For businesses like recycling centers and remediation contractors, we can bundle GL, CPL, and E&O into a single convenient policy package.
Lock in your rate with policy terms up to 3 years for practice-based policies and up to 5 years for project-specific coverage.
Policy limits up to $10-15 million available depending on the risk and carrier. Excess policies available for even higher coverage needs.
Options include defense outside the limit, mold coverage, transportation pollution, non-owned disposal sites, and emergency response costs.
Our carriers have dedicated environmental claims teams with real-world experience, plus emergency response hotlines available around the clock.
Pollution liability insurance covers your business for third-party bodily injury, property damage, and cleanup costs caused by pollution events. This includes things like chemical spills, fuel leaks, mold contamination, asbestos exposure, and soil or groundwater contamination. It fills the gap left by the pollution exclusion found in most general liability policies.
Most likely not. The vast majority of general liability policies contain a broad pollution exclusion that eliminates coverage for contamination events. Nearly any contaminant, from paint fumes to diesel fuel, can trigger this exclusion. That's why a separate pollution liability policy is important for businesses that have any exposure to environmental risks.
Occurrence-based coverage responds to pollution events that happen during the policy period, even if the claim is filed years later. Claims-made coverage responds to claims filed during the policy period, regardless of when the event occurred (as long as it was after the retroactive date). Both types are available depending on the coverage line and carrier.
Premiums vary based on your business type, revenue, number of employees, location, claims history, and the coverage limits you need. Minimum premiums can start as low as $350 for storage tank policies and $1,500 for contractors pollution liability. We shop multiple carriers to find you the most competitive rate.
Yes. For certain business types like environmental contractors, remediation companies, recycling centers, and hazmat cleanup operations, we can package general liability (GL), contractors pollution liability (CPL), and professional liability (E&O) into a single combined policy. This simplifies your coverage and can save you money compared to buying each policy separately.
Coverage is available in most states nationwide, but availability can vary depending on the specific coverage type and carrier. Some states have restrictions on certain product lines. Contact us with your details and we'll let you know what's available in your area.
Get a free, no-obligation quote from multiple carriers. We'll compare options and find the right pollution liability coverage for your business.
